Useful Information

HDFC

TPA Information

Medisure Classic Floater

Synopsis:

Medisure Classic floater is a comprehensive family health insurance policy that takes care of medical costs arising due to illness, accident or any injury.

Highlight:

  • All Day care treatments are covered. No exceptions
  • Lump-sum recovery benefit in case hospitalization exceeds 10 continuous days
  • Maternity benefit is available
  • New born baby is covered automatically under this plan
  • Reinstatement of Sum Insured in case of hospitalization due to an accident
  • Waiver of Room rent sub-limits, if opted
  • Non-allopathic treatment is also covered
  • Family discount of 10% is available
  • Get 5% discount by opting for two years policy
  • Double Sum Insured for treatment of Critical Illness, if opted
  • 6 Hours response guarantee on every cashless claim or we pay penalty
  • Life long policy renewal
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title
Description
Room Rent Limit
Up to 1% of sum insured, max 4000
ICU Daily Rent Limit
Up to 2% of sum insured, max 6000
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 Days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Yes
Additional Cover for Critical Illness
Optional
Automatic Restoration of Sum Insured
Yes, once in a policy year
Pre-Existing Disease / Illness coverage
After36 months
Waiting Period for New Policy
30 days
Co-Payment
Upto 10% for age at entry 80 years and above
Medical Screening
Yes
Free Health Checkup
Up to 1% of sum insured, once in a 4 claim free years.
Ambulance Expenses
Max 1500, Per hospitalisation
New Born Baby Cover
Yes, Up to 90 days
Daily Hospitalization Allowance
Up to 500 per day, from 4th to 10th day
Nursing Allowance
Up to 1% of sum insured, Max 4000
No Claim Bonus
Up to 5% every renewal, Max 50%