Plans for Individuals
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Useful Information


TPA Information

Health Wise Floater


Healthgain is a health insurance policy for you and your family that aims at covering hospitalization medical expenses and other incidental expenses in case insured person gets hospitalized.


  • No Sub-limits, No room rent capping
  • No Medical Tests up to 45 Years
  • Get 5% discount on renewal premium for each claim free Year
  • Domiciliary Hospitalization expenses are also covered
  • Tax rebate available as per provision of Income Tax Rules under section 80-D


Room Rent Limit
No Limit
ICU Daily Rent Limit
No Limit
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Pre-Existing Disease / Illness coverage
After 48 months
Waiting Period for New Policy
30 days
Free Health Checkup
Cost of Health Check up reimbursement after 4 claim free years
Ambulance Expenses
Max 500
No Claim Discount
Up to 5% of base premium, Max 20%
No Claim Bonus
accidental death cover of 100000, for claim-free policy year